Residence Permit Health Insurance Coverage
Policies issued for residence permit applications must meet the minimum coverage requirements in force, which centre on inpatient and outpatient treatment. A policy can be written at that minimum level or with broader coverage.
What minimum coverage means
The regulator sets the minimum coverage a policy must carry to be accepted in a residence permit application. A policy below that level will be refused however cheap it is.
Minimum-coverage policies are enough to obtain the permit, but they may not meet your everyday healthcare needs. It is worth being clear about that distinction before you choose.
Typically covered
- Inpatient treatment — hospital admission, surgery and related costs
- Outpatient treatment — consultations, tests and imaging (often subject to limits)
- Emergencies
When broader coverage makes sense
If you are staying in Türkiye long term, have a chronic condition, or live here with your family, broader coverage is often more economical over time.
If you only need to complete the permit paperwork and get healthcare through another arrangement, minimum coverage is enough. Tell us your situation and we will work through it with you.
Frequently asked questions
Does the policy cover dental treatment?
Minimum-coverage residence policies generally do not include dental treatment. If you want dental cover, add-on or complementary products can be considered.
I have a pre-existing condition — is it covered?
Conditions that existed before the policy start date are excluded under most policies. Tell us your situation and we will check which insurers accept it and on what terms.
Health Insurance for a Turkish Residence Permit
Mandatory health insurance for residence permit applications in Türkiye: who needs it, what the policy must cover, and how to get one. Same-day policy, fully remote.